Debit and Credit Card Processing Solutions

IPS Debit Cards Only (DCO) debit card and credit card processing solution is perfect for companies limited in their ability to accept Credit or Charge Cards but are still interested in debit card processing over these networks. IPS debit card processing solutions include the ability to present and receive bill payment online through a secured web presence, IVR or via an agent, plus a rich interface through which businesses can manage debit card payments (debit cards only) as well as customer relationships.

Learn how IPS can improve your bottom line by eliminating manual processes and automating payment cycles with our debit card processing solutions.

Credit Card Processing

Our leading position and extensive history in the payments industry affords us unique insights into credit card processing to deliver innovative solutions designed to help you drive more value from your credit portfolios. Historically, IPS has been first to market with leading-edge solutions that have changed the industry. We are investing to continue our leadership into the future, delivering highly parameterized solutions that offer high degrees of customer control.

Debit Card Processing

Offer your cardholders more functionality while supporting revenue and transaction volume growth with IPS comprehensive debit card processing, flexible ATM management, and a host of value-added options. Our STAR® Network offers deposit sharing and surcharge-free ATM access, as well as real-time network management. IPS also offers the advantage of a single card processing platform to meet more of your needs, with less complexity and cost.

Loans Processing

IPS supports your consumer loans processing needs, all on a single platform. Our holistic view of your loan customers provides one system of record to integrate process improvements, cross-sell opportunities, risk mitigation and real-time data management. With First Data you can leverage one platform to manage all of your credit and loan processing needs – from application approval, to processing, to customer service support.

Data Access & Messaging

IPS provides tools to quickly and efficiently access relevant data to enhance your processes such as analytics, customer service, and collections — all inside of one platform. From simplifying data exchange with RESTful Web Services to enabling you to more quickly launch new customer service tools with the self-serve capabilities of our new interface, SolutionBuilderTM, we’ll help you deliver innovation and access data in a faster, more efficient way.